We connect operating companies with license holders (fintech startups) and provide end users with optimal financial services through data utilization.

Embedded Finance Platform Business

Embedded finance is a platform that supports the "integration of financial transactions" into lifestyle services and the "rationalization of economic transactions." It contributes to improving the quality of life for consumers and increasing the profits of businesses (stimulating new consumption).

#SmartLife

The Challenges We Solve
Value Proposition and Approach
Use Cases

The Challenges We Solve

We remove systemic and negotiating barriers that hinder business expansion for both parties, creating new revenue streams and customer touchpoints.

Challenges for Businesses

By strengthening collaboration within the group, operating companies can increase revenue and enhance brand power in response to the need to deepen relationships through upselling and cross-selling, as well as by providing experiences closely related to daily life.

Challenges for License Holders (Fintech Startups)

We help fintechs acquire new customers that are difficult to achieve through traditional channels alone, provide high-value-added services that meet customer needs, and build new channels through partnerships with operating companies.

Value Proposition and Approach

Our N-to-N connectivity infrastructure reduces negotiation and development burdens while enabling secure data utilization.

Value Proposition

This platform enables operating companies to monetize their existing businesses and enhance their brand power, while providing license holders (fintech startups) with opportunities to expand their customer base, thereby driving business growth for both parties and delivering an optimal financial experience to end users.

Approach

The plugin functionality enables "N-to-N connections," reducing negotiation and development burdens. A secure API publishing platform and flexible identity management facilitate safe data exchange and the integration of complex processes.

Use Cases

This is particularly useful for businesses with large customer bases that want to integrate financial functions into their own apps.

The platform is primarily intended for use by businesses with large customer bases, such as retail, railways, and energy companies. It's ideal for businesses that want to integrate financial functions into their own apps and bring their customers' household finances and financial flows into their own economic ecosystem. Traditionally, collaborating with numerous license holders (fintech startups) required complex system development and negotiations, but this platform eliminates that burden. This allows businesses to focus on revitalizing their existing businesses through financial services and building long-term, strong relationships with their customers.

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Please feel free to contact us with any questions regarding our products, services, or businesses.